Good Stuff, Bad Stuff

I'll start with the good... I had another fun date with C last night.  I actually was a little wound up and frustrated with him for not communicating with me the day before.  Which really wasn't fair because we had communication, mainly texting, every day this week except for that day, and he apologized the next morning saying he had started a message to me but got distracted by friends dropping by. 

Part of my reaction was because I had messaged him and tried calling so I felt vulnerable, and also, because we had been communicating every day, I expected a response.  Plus, when we went out a couple times a few months ago, he had just dropped off the radar sometimes and I think not hearing from him triggered that memory.  So yeah, I was kind of irritable on the phone.  But when we got together before our dancing date, it was nice to see him, and we worked out our tension pretty quickly.  He is so. fun. to. dance. with.  He's playful and has good natural ability and cute and expressive moves, he goes along with what I initiate, and we just have a really fun time. 

After we got all hot and sweaty dancing, we headed out to get a drink at this interesting place he knew about not far away.  I guess it started as an art gallery and had all these funky costume type pieces and sculptures, animal heads on the wall (fake I hoped!) and somewhat odd paintings.  They are known for the fresh fruit and juices they put in their drinks so we had Greyhounds with delicious grapefruit juice and big slices of grapefruit on the side.  We had a lot of good conversation about everything, including what's going on in our lives now, as well as our pasts. 

Also, we somehow ended up talking about fertility and how there is a slight chance I could become pregnant with IVF but there are other options like donor egg.  He actually tried to help a lesbian friend become pregnant but it didn't work, so he's pretty open-minded.  I'm definitely continuing my adoption path, which I've shared about with him, but it strange how natural it felt to just chat for a while about all that stuff last night.  I also told him about my 12-step stuff in Seattle related to relationships, and we talked about what makes a good relationship and how to keep it healthy, including using ideas from Gottman, a famous relationship expert.  After all that, he drove me back to my car and dropped me off before first making out with me again.  ha  Pretty full night!

Okay, on to the bad news... well, I guess it's good and bad.  Good because I discovered it and it may be able to be repaired.  Bad because it happened in the first place and has dramatically affected my credit report.  Basically, several accounts were fraudulently opened in my name, including a C@pital One card, a department store card, a cell phone account, and another credit card.  Then these accounts were basically defaulted on.  So, of course this freaked me out this morning! 

I have another appointment with the credit counseling agency next Thursday, and she will advise me how to best file disputes with the credit reporting companies.  Then, they have to respond within 10 days and I'm not sure where things go from there.  If any of you have had this happen or know friends who have, I would love to hear your story.  This issue is a big one for me right now, as I will be trying to rent a home in the near future and landlords usually run credit reports.  So, hopefully I can make progress on resolving this asap!

That's it for now... just continuing to take it a day at a time!

1 comment:

  1. Crap, my comment just got eaten! OK, I was saying that 18 months ago, I went and pulled my credit in prep for us to buy a house. I found a variety of very old and inaccurate information on my report, and I disputed every one by myself. If you pull your credit reports, you can dispute those that are wrong or old; or, you can go to the websites (Equifax, Experian, Trans Union) and look for the link to dispute items on your credit report. It will allow you access to your reports and tell you how to dispute. You can do it all there right on the websites. I paid someone once to do this for me and it's something I could have done myself (but they don't tell you that!).

    Good luck! And message me on FB if you have questions or what to chat about my experience. It **dramatically** increased my score, and the companies you're disputing against do have about 30 days to investigate and return to the credit reporting agencies with a decision. You will get an email or a postal letter. I got one back and taken off my report the same day...

    Don't pay someone if you don't have to. Though, the woman you're working with may have tips if you have had identity theft (that wasn't the case for me).